Terms and Conditions of this Website Usage



Welcome to my website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use in relation to this website.

The term “me” “us”, “I”, “our”, “author” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

This site is a personal website. All opinions, ideas and advice expressed here are entirely my personal opinions, and do not necessarily represent the opinion of any other organization or person, including my employer, my clients or their agents.

The content of the pages of this website is for your general information and use only. It is subject to change without notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage whatsoever arising with the use of contents of this website.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction (except where permission is given by us) is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All names of actual companies and products mentioned may be the trademarks of their respective organizations. Unauthorized use of this website may give to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the websites. We have no responsibility for the content of the linked websites.

You may create a hyperlink to this website from your website or document without our prior written consent.

The author may  at his discretion suspend, or terminate operation of the site for maintenance, or other reasons. In addition, technical, viruses, hackers, and other issues may make the website unavailable from time to time. The author makes no commitment, warranty, or guarantee that the site will operate in a timely, uninterrupted or error-free manner, or that the site will meet user’s purposes. The author may also at his discretion modify the features, availability, operation and/or look and feel of the site from time to time without notice to our users. The author makes no representation that material on the website is appropriate or useful for anyone, or available at locations outside of my country.